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Last Updated: Oct 14, 2023
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What Is Convergent Outsourcing On My Credit Report?

Convergent Outsourcing is a debt collection agency. If you are seeing them on your credit report, it likely means they have purchased your debt from a creditor and are (or will be) attempting to collect it from you.

Is Convergent Outsourcing A Debt Collection Agency?

Yes, Convergent Outsourcing is a debt collection agency. They buy debt from a number of different creditors that no longer wish to attempt to collect the amount themselves (also known as a "charge-off").

Convergent Outsourcing may attempt to reach out via mail or phone calls (demanding payment). The worst part is a collections account will now be seen on your credit report. This hurts your score, as well as reducing your chances of getting approved for a loan or other important financial event.

But it’s not all bad news! We may be able to help you with this account. Call us today to find out more.

Who Does Convergent Outsourcing Collect For?

Convergent Outsourcing purchases debt from a range of different creditors. The information isn’t always publicly available and is constantly changing, so it’s difficult to provide an accurate and up-to-date list.

Does Convergent Outsourcing Hurt My Credit Score?

Yes, it is highly likely having Convergent Outsourcing on your credit report is damaging your score significantly.

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